1. The Current Models of Credit Portfolio Management: A Comparative Theoretical Analysis

A. Derbali; S. Hallara

Volume 2, Issue 4 , Autumn 2012, Pages 271-292

Abstract
  The present paper aimed at studying the current models of credit portfolio management. There are currently three types of models which consider the risk of credit portfolio: the structural models (Moody's KMV model, and Credit- Metrics model), the intensity models (the actuarial models) and the econometric ...  Read More

2. Factors Affecting Concern about Zakat as a Tax Deduction in Indonesia

D. Siswantoro; S. Nurhayati

Volume 2, Issue 4 , Autumn 2012, Pages 293-312

Abstract
  Historically, the Islamic state collected zakat (similar to the tithe of other regions) as national income. In Indonesia, the private sector can raise zakat funds more effectively than the government. In 2010, zakat became tax-deductible income. This paper tries to analyze some factors that affect preference ...  Read More

3. Applying Stackelberg Game to Find the Best Price and Delivery Time Policies in Competition between Two Supply Chains

M. Fathian; M. Narenji; E. Teymoori; G. Jalali

Volume 2, Issue 4 , Autumn 2012, Pages 393-327

Abstract
  In this paper, the competition between two supply chains and their elements is studied. Each chain consisted of a manufacturer and a distributor and the two chains compete in a market with single type of customer sensitive to price and delivery time. Therefore, this is a two-supply chain game and during ...  Read More

4. Land Line Consumer Problems and Perceptions on Telecom Services A study on Bharat Sanchar Nigam Limited

D. Srinivasa Prasad; S. Gangadhara Rama Rao

Volume 2, Issue 4 , Autumn 2012, Pages 329-340

Abstract
  The telecom services have been recognized the world-over as an important tool for socioeconomic development for a nation and hence telecom infrastructure is treated as a crucial factor to realize the socio-economic objectives in India. Accordingly, the Department of Telecom has been formulating developmental ...  Read More

5. Perception of Students on Business Social Responsibility (BSR) with Regards to Profitability, Long Term and Short Term Success of Firms in Nigerian (SEM Approach)

A. H. Goron Dutse; H. Hilman

Volume 2, Issue 4 , Autumn 2012, Pages 341-350

Abstract
  This study identifies and compares the antecedent of Nigerian students’ perception on business social responsibility. Part of its objectives is to examine the perception of business students in terms of importance of business social responsibility with respect to profitability, and the effectiveness ...  Read More

6. Mobile Banking Service Quality and Customer Satisfaction (Application of SERVQUAL Model)

S. F. Amiri Aghdaie; F. Faghani

Volume 2, Issue 4 , Autumn 2012, Pages 351-361

Abstract
  This research aimed at   applying SERVQUAl model to examine the relationship between mobile banking services and customer satisfaction. While the previous researchers had already examined the effect of qualities services on banking customer satisfaction, no previous study was done on mobile ...  Read More

7. Satisfaction towards Customer Loyalty in Auto-Mobile Industry of Pakistan

A. U. Haq

Volume 2, Issue 4 , Autumn 2012, Pages 363-371

Abstract
  This study investigates the factors affecting the brand loyalty of the customers of Auto-mobile industry in region of Pakistan with the use of ECSI model. A well-organized structured questionnaire was distributed among the customers of Auto-mobile industry. The questionnaire was based on 5 Point likert-type ...  Read More